A sample result, with demo data
This is a made-up Harbor Grill statement in a Clover/Fiserv layout. It is here so you can see the shape of a result before you upload yours.
Demo data. Not a real statement, and not your numbers.
Effective rate
2.92%
$2,519.77 in fees on $86,400.00 of card sales.
Every fee, in plain English
VS CPS Retail
$1,420.10
Card network cost
This is interchange, the fee the card-issuing bank keeps. Card networks set it. It is the same for every merchant for the same card and transaction type.
MC Consumer Credit
$640.22
Card network cost
This is interchange, the fee the card-issuing bank keeps. Card networks set it. It is the same for every merchant for the same card and transaction type.
Visa Assessment
$118.40
Assessment
This is a card network assessment (Visa, Mastercard, or another network). It is not your processor's markup.
Mastercard Assessment
$92.10
Assessment
This is a card network assessment (Visa, Mastercard, or another network). It is not your processor's markup.
NABU Fee
$18.40
Assessment
This is a card network assessment (Visa, Mastercard, or another network). It is not your processor's markup.
Discount
$86.40
Processor markup
This is what your processor keeps. This is the part with room to negotiate.
Authorization Fee
$74.20
Processor markup
This is what your processor keeps. This is the part with room to negotiate.
PCI Non-Compliance Fee
$19.95
Add-on fee to question
This looks like an add-on fee. Check your agreement. If you never agreed to it, the full report includes a letter you can send.
Statement Fee
$10.00
Add-on fee to question
This looks like an add-on fee. Check your agreement. If you never agreed to it, the full report includes a letter you can send.
Monthly Minimum
$25.00
Add-on fee to question
This looks like an add-on fee. Check your agreement. If you never agreed to it, the full report includes a letter you can send.
Batch Fee
$15.00
Add-on fee to question
This looks like an add-on fee. Check your agreement. If you never agreed to it, the full report includes a letter you can send.